STR vs Long-Term Rental Calculator

Compare Airbnb/STR income versus long-term rental cash flow on the same property.

📍 Property Address (optional)
✓ Saved
InputsShared
Property Value
$
Down %
%
Rate %
%
Tax/mo
$
Insurance/mo
$
Utilities/mo (STR)
$
Supplies/mo (STR)
$
ADR (nightly rate)
$
STR Occupancy %
%
Platform Fee %
%
Cleaning Fee/stay
$
Avg Stay (nights)
Monthly Rent
$
Vacancy %
%
Mgmt Fee %
%
Maintenance %
%
STR vs LTRCurrent
Annual Comparison
Enter values to see results
STR Monthly CF
after all costs
LTR Monthly CF
after all costs
Winner
STR or LTR?
Advantage
/mo
STR Cash Flow
Monthly STR Revenue
Platform Fee
Other STR Costs
STR Net Cash Flow
LTR Cash Flow
Monthly Rent
Vacancy
Expenses
LTR Net Cash Flow
After plan
Enter values to see results
STR Annual CF
LTR Annual CF
STR CoC
LTR CoC
Annual Comparison
STR Annual Cash Flow
LTR Annual Cash Flow
Annual Difference
Considerations
STR Notes
LTR Notes
Tax Consideration

Enter STR (ADR, occupancy) and LTR (monthly rent) details for the same property. The calculator compares net cash flow after all costs — including the platform fee, utilities, and supplies for STR.

STR typically generates 2–3× more gross revenue but also has higher expenses (platform fees, utilities, supplies, higher insurance, furnishing costs). LTR is more passive with lower returns. STR may not be legal in all markets — check local regulations before investing.