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STR Tax Loophole Calculator

Calculate how Airbnb/STR losses can offset W-2 income when average stay is 7 days or fewer.

📍 Property Address (optional)
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InputsShared
Your W-2 Income
W-2 / Ordinary Income
$
STR Property
Property Purchase Price
$
Land Value
$
5-yr Property (cost seg)
$
15-yr Property (cost seg)
$
STR Revenue & Expenses
Annual STR Net Revenue
$
Mortgage Interest (annual)
$
Other STR Expenses
$
Tax Info
Federal Bracket %
%
State Tax %
%
As-IsCurrent
Enter values to see results
STR Net Loss
—
deductible
W-2 Income Offset
—
deduction
Tax Savings
—
on W-2
Effective Property Cost
—
after yr-1 savings
STR Loss Calculation
STR Net Revenue—
Mortgage Interest—
Other Expenses—
Bonus Depreciation (yr 1)—
Net STR Loss/Income—
Tax Benefit
W-2 Offset—
Federal Savings—
State Savings—
Total Year-1 Tax Savings—
Pro FormaAfter plan
Enter values to see results
Without STR Loophole
—
yr 1 tax
With STR Loophole
—
yr 1 tax
Tax Saved
—
After-Tax ROI
—
on investment
Tax Comparison
Standard Depreciation Tax—
STR Loophole Tax—
Tax Benefit—
Key Requirements
Avg Stay—
Material Participation—
Documentation—
Passive vs Active—