Calculate cash-on-cash return on rental property investment. Annual cash flow ÷ total cash invested.
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InputsShared
Investment
Purchase Price
$
Down Payment %
%
Interest Rate %
%
Closing Costs
$
Rehab / Setup Costs
$
Income
Monthly Rent
$
Pro Forma Rent
$
Monthly Expenses
Vacancy %
%
Tax/mo
$
Insurance/mo
$
Maintenance %
%
Mgmt Fee %
%
HOA/mo
$
As-Is CoCCurrent
Pro Forma CoC
Enter values to see results
Cash-on-Cash Return
—
annual
Monthly Cash Flow
—
/mo
Annual Cash Flow
—
/yr
Total Cash Invested
—
all-in
Cash-on-Cash Calculation
Total Cash Invested—
Down Payment—
Closing Costs—
Rehab Costs—
Annual Cash Flow—
CoC = CF ÷ Invested—
Cash Flow Detail
Monthly Rent—
Mortgage P&I—
Operating Expenses—
Net Cash Flow—
After plan
Enter values to see results
Pro Forma CoC
—
annual
Pro Forma CF
—
/mo
CoC Improvement
—
vs As-Is
Payback Period
—
years to recoup
Pro Forma CoC
Total Invested—
Pro Forma Annual CF—
Pro Forma CoC—
CoC Benchmarks
≥ 10%—
8–10%—
5–8%—
< 5%—
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Enter your down payment, closing costs, and rehab to calculate total cash invested. Enter rent and expenses to see annual cash flow. CoC = Annual Cash Flow ÷ Total Cash Invested.
Cash-on-Cash Return measures the annual pre-tax cash income earned on the cash invested in a property. Unlike cap rate (which ignores financing), CoC accounts for your mortgage — it tells you what you're actually making on your out-of-pocket money.