Home›BRRRR Calculator

BRRRR Calculator

Buy, Rehab, Rent, Refinance, Repeat — calculate cash left in deal, equity capture, and post-refi cash flow.

📍 Property Address (optional)
✓ Saved
InputsShared
Purchase & Rehab
Purchase Price?
$
Rehab Cost?
$
After Repair Value (ARV)?
$
Cash-Out Refinance
Refi LTV %?
%
Refi Rate %
%
Loan Term (years)
Rental Income & Expenses
Monthly Rent
$
Vacancy %
%
Tax/mo
$
Insurance/mo
$
Maintenance %
%
As-Is TodayCurrent
Enter purchase price, rehab, and ARV to see results
Total In
—
purchase + rehab
Refi Loan
—
at LTV% of ARV
Cash Left In Deal
—
equity you keep
Equity Capture
—
ARV − total cost
BRRRR Deal Summary
Purchase Price—
Rehab Cost—
Total Invested—
After Repair Value (ARV)—
Refi Loan Amount—
Cash Left In Deal—
Pro FormaAfter plan
Enter rent and expenses to see rental returns
Monthly Cash Flow
—
after refi mortgage
Cash-on-Cash
—
on cash left in
Cap Rate
—
on ARV
DSCR
—
debt coverage ratio
Post-Refi Cash Flow
Monthly Rent—
Vacancy Loss—
New Refi Mortgage—
Operating Expenses—
Net Cash Flow / mo—
Key BRRRR Metrics
Infinite Return?—
CoC on Cash Left In—
Annual Cash Flow—
Annual NOI—
🔄
The BRRRR Strategy

Buy → Rehab → Rent → Refinance → Repeat. Goal: pull most or all cash out via refinance.

🏦
Cash Left In Deal

Total invested minus refi loan proceeds. If negative or zero — infinite return on cash invested!

📊
Refi LTV

Most DSCR lenders offer 70–80% LTV on investment property refinances. 75% is a safe default.

✅
Infinite Return

If you pull out ALL your cash in the refinance and still cash flow positive — that's an infinite cash-on-cash return.

BRRRR Strategy (Buy, Rehab, Rent, Refinance, Repeat) is a real estate investment strategy popularized by BiggerPockets that allows investors to recycle their capital into multiple properties. The key metric is cash left in the deal after the cash-out refinance — ideally zero or negative (meaning you got all your money back plus extra). If you achieve this while maintaining positive cash flow, your effective cash-on-cash return is infinite.