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Lease Option Calculator

Calculate rent-to-own equity accumulation, option credit, and path to purchase for lease option deals.

📍 Property Address (optional)
✓ Saved
InputsShared
Property Terms
Option Purchase Price?
$
Current Market Value
$
Lease Terms
Monthly Rent
$
Monthly Option Credit?
$
Option Fee (upfront)
$
Option Period (years)
Appreciation & Pro Forma
Annual Appreciation %
%
Pro Forma Credit/mo
$
As-IsCurrent
Enter values to see results
Equity at Exercise
—
option price vs market value
Total Credits
—
accumulated
Total Invested
—
rent+fee
Net Cash In
—
after credits
Lease Option Analysis
Option Purchase Price—
Market Value at Exercise—
Locked-In Equity—
Option Credits—
Option Fee—
Total Rent Paid—
Net Cost to Buy—
Buyer's Perspective
vs Traditional Down Payment—
Monthly Note (at exercise)—
Pro FormaAfter plan
Enter values to see results
PF Equity at Exercise
—
Total PF Credits
—
vs As-Is
—
Market Value Est.
—
at option expiry
Pro Forma Comparison
Monthly Credit—
Total Credits—
Equity at Exercise—
Year-by-Year
Year 1—
Year 2—
Year 3—