1031 Exchange Calculator

Calculate tax deferred by a 1031 exchange vs selling. Compare net proceeds reinvested and new property cash flow.

📍 Property Address (optional)
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Sale Price
$
Adjusted Cost Basis?
$
Selling Costs
$
Accumulated Depreciation
$
Taxable Income
$
Filing Status
Replacement Property Price
$
Down Payment %
%
Rate %
%
Expected Monthly Rent
$
Tax if SoldCurrent
1031 Exchange
Enter values to see results
Tax if You Sell
total owed
Net Proceeds
after tax
Tax Deferred
with 1031
Amount to Reinvest
with 1031
Tax Breakdown (If Sold)
Gross Gain
Recapture Tax (25%)
Cap Gains Tax
NIIT (3.8%)
Total Tax
Net Proceeds
Tax Rates Applied
LT Cap Gains Rate
Recapture Rate
After plan
Enter values to see results
Tax Deferred
1031 benefit
Reinvestable
vs selling
New Property CF
/mo
New Property CoC
1031 Exchange vs Sell
Sell & Pay Tax
1031 Full Reinvest
Reinvestable Difference
New Property Analysis
New Mortgage
Monthly Cash Flow
1031 Requirements

Enter sale price, cost basis (purchase price + improvements), accumulated depreciation, and your taxable income. The calculator shows tax owed vs tax deferred by a 1031 exchange.

A 1031 Exchange (IRC Section 1031) allows investors to defer capital gains and depreciation recapture taxes by reinvesting proceeds into a like-kind property. You have 45 days to identify replacement property and 180 days to close. You must use a qualified intermediary and all equity must be reinvested (no 'boot').